Commercial Card Services

Section Menu

Business Debit Card

From the everyday to the annual expense, the business debit card makes your transactions simpler and safer. Learn more and apply here.

Use for purchases worldwide, over the phone or online
Accepted anywhere you can use a MasterCard
Works at any ATM with a Shazam, Cirrus, or MasterCard logo
Detailed transaction information appears on each monthly statement

Business Credit Card

Apply Now

Manage your business expenses with ease

With a Visa Business Credit Card you can simplify the way you spend and manage your expenses and cash flow - so you can get back to business.

Track Spending Easily

Monthly Account Summaries
Monitor Activity Electronically by Account
Statement Access and Online Payment
Individual Spending Limits by Employee

Additional Visa Benefits

Embedded Chip for Enhanced Security
Purchase Security/Extended Protection
Auto Rental Collision Damage Services
Travel/Emergency Assistance Services
Emergency Card Replacement
Cardholder Inquiry Service

UMB Bank, n.a., the top-rated lead bank of UMB Financial Corporation (NASDAQ:UMBF) – a financial holding company based in Kansas City, Missouri; is the issuer of the credit card.

UMB Bank, n.a. is the issuer of the State Bank & Trust Co. Visa^® Credit Card

Business Cardholder Self-Service Contacts:

Online Account Access and Rewards Points Redemption – www.commercialcardcenter.com
Customer Service Call – 888.494.5141

¹See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.

²Visa’s Zero Liability Protection covers U.S.-issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult the issuer.

See card application for important rate, fee and program information. Cardholders should consult their Rewards Rules and Guide to Benefits that accompany their card for details. For specific restrictions, limitations and other details, please consult the card issuer, UMB Bank, n.a.